Instrument payback
How long an instrument takes to pay for itself, from numbers you already have. The rate field starts on the national average Medicare reimbursement for the code so you have somewhere to begin, but that figure is an average and not your contract. Type over it with your own if you have it, and the volume is your schedule either way.
What the numbers say
- Net per test
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- Net per year
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- Months to payback
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- Tests to payback
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How this is calculated
Net per test = rate − cost per test. Net per year = net per test × tests per week × weeks per year − annual service. Months to payback = instrument cost ÷ (net per year ÷ 12). No discounting, no financing cost, no tax treatment: this is a first pass to decide whether a conversation is worth having, not a pro forma.
If you want to check these assumptions, send me the numbers and I will go through them with you: what the instrument really costs installed, what you actually collect rather than what is billed, and whether the volume holds up.
Talk through these numbersWhere the starting figure comes from
The greyed number in the rate field is the national Medicare amount for the code, worked out from the published relative values: the work, practice expense and malpractice units for the code, multiplied by the $33.4009 conversion factor. It is an average across the whole country and a floor for most practices, not a quote.
| Code | Service | National average | Across my five states |
|---|---|---|---|
| 92083 | Threshold visual field (perimetry) | $63.80 | $59.42 – $64.68 |
| 92134 | OCT, retina | $32.73 | $30.48 – $32.89 |
| 92133 | OCT, optic nerve | $30.73 | $28.62 – $30.84 |
| 92250 | Fundus photography | $37.07 | $34.68 – $37.28 |
| 92132 | OCT, anterior segment | $29.73 | $27.65 – $29.83 |
Source: CMS National Physician Fee Schedule Relative Value File, RVU26C (July 2026 release, published 2026-06-30). The state column applies each state’s geographic practice cost index to the same relative values, which is the same arithmetic Medicare does. Two things it still does not account for: your commercial payer mix, which is usually the larger effect, and what you actually collect after deductibles, denials and write-offs. Medicare also pays a different conversion factor to practices in a qualifying alternative payment model. Rates change at least annually.
What this does not tell you
Whether the volume is real. A perimeter that pays back in eleven months at eight fields a week pays back in three years at three, and the honest number is the one your schedule already shows. If you are close to the line, the instrument is usually not the thing to change first. See the comparisons for what the alternatives cost you in capability rather than dollars.
Talk it through with me
Tell me how your practice handles this now and what you want it to do, and we can work through the options together. You do not need to have settled on a product first.